Category Archives: Mortgages

Gorgeous French Style Estate in Flower Mound, TX

Gorgeous French Style Estate in Flower Mound, TX.

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Filed under Allen Texas Homes For Sale, Bartonville Real Estate, Before Buying a House, Coppell Texas Homes For Sale, Dallas Real Estate, Dallas Texas REALTOR, Flower Mound, Flower Mound Homes For Sale, Grapevine Texas REALTOR, Highland Village, Lewisville, Mortgages

How To Attract Affluent Home Buyers…

Interesting information on the image from what Buyers are looking for and would sacrifice! Read more from my March Newsletter here: http://buff.ly/1DJDUoPScreen Shot 2015-03-02 at 7.09.34 AM

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Filed under Allen Texas Homes For Sale, Bartonville Real Estate, Before Buying a House, Coppell Texas Homes For Sale, Dallas Real Estate, Dallas Texas REALTOR, Double Oak, Flower Mound, Flower Mound Homes For Sale, Fort Worth Texas, Grapevine, Grapevine Texas REALTOR, Highland Village, Interest Rates, Mortgages, Real Estate, Southlake Texas Homes For Sale, Texas Homes For Sale, Texas Real Estate, Uncategorized

Great Starter/Investment Home For Sale In Keller, Texas!

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Filed under Dallas Real Estate, Dallas Texas REALTOR, Flower Mound, Flower Mound Homes For Sale, Grapevine, Grapevine Texas REALTOR, Highland Village, Lewisville, Mortgages, Real Estate, Rentals, Southlake Texas Homes For Sale, Texas, Texas Homes For Sale, Texas Real Estate, Uncategorized

How To Create A Household Budget!

How To Create A Household Budget!

Step 1: Write down your total take-home monthly income.
This is the easy part! Jot down what you earn. Because many expenses are billed monthly, figuring out how much you have to spend each month is easiest for your plan.

Step 2: Write down your essential expenses. Start with fixed bills like rent, mortgage, car payment, credit card debt and insurance, then factor in other monthly costs that are always the same. These are your essential fixed expenses.

Step 3: List your essential variable expenses.
You know you’ll have these bills, but the amounts vary. Examples are your phones, utilities, food, household expenses, gasoline, medication, public transportation, shoes and clothing. You can assign an estimated amount to each based on past experience, rounding to the closest $10.

Step 4: List reasonable amounts for nonessential expenses.
This includes entertainment, eating out, hobbies and other ways you spend money on a regular basis.

Step 5: Find the extras.
Go to your current method of tracking your spending (your checkbook register, credit card statements, Quicken reports) to see what expenses you’ve left out. You’ll likely see items for car maintenance and repair, gifts, vacations, Christmas and holidays. For items that do not recur monthly, determine the annual cost, then divide by 12 to see how much you should set aside each month to anticipate that irregular expense.

Step 6: Figure out your totals.
Add up your expenses, then subtract that amount from your income. With luck you’ll come out in the black, with at least a little money left over. But if your expenses exceed your income, you’ll see a negative sum. Don’t panic—this is just the start of an ongoing process.

Step 7: See where you can cut .
If you came up short, go back to your projected monthly expenses and see what you can get rid of. Look first to your nonessential expenses. Which items can you remove altogether for a while (eating out seems like a fine target; perhaps hobby expenses too, for a season)? Keep going through the list, making adjustments until your total expenses are less than your income.

Step 8: Follow your spending plan as closely as possible.
Track your spending every day by posting it on a sheet of paper. Take notes and research ways you’ll be able to do even better next month. At month’s end, add up your actual spending and compare it with what you planned. Use this information to create the next month’s spending plan.

Congratulations—you’ve just elevated yourself from being clueless to financially savvy. You should feel very good about this! As difficult as it might be to see in black and white that your income and expenses are not quite in sync, just knowing where you are is going to make all the difference.

Even if you find yourself in a particularly tight financial position right now, take heart. As you pay off debts and find more ways to cut expenses, you’ll begin to sense a significant loosening of financial pressure. Soon you’ll be ready to add new categories to your spending plan for things like saving for a new car, home improvements or going back to college.

The sooner you get started, the sooner you’ll be on your way to reaching financial freedom.

Source: Woman’s Day Magazineimages

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Filed under Credit Cards, Credit Scores, Dallas Real Estate, Flower Mound, Flower Mound Homes For Sale, Grapevine, Grapevine Texas REALTOR, Home Improvments, Household Budget, Mortgages, Real Estate, Southlake Texas Homes For Sale, Taxes, Texas, Texas Homes For Sale, Texas Real Estate

Just Listed Southlake, Texas Home For Sale!


Fabulous home on large lot in Lonesome Dove Estates in Southlake, Texas!


Overview
Maps
Photos
Description
Neighborhood
Market Stats

$529,000
Single Family Home
Main Features
4 Bedrooms
3 Bathrooms
1 Partial Bathroom
1 Unit
Interior: 3,727 sqft
Lot: 0.36 acre(s)
Location
1316 Hat Creek Trail
Southlake, TX 76092
USA

Jim Striegel

Jim Striegel

(972) 899.0634
JStriegel@Realtor.com
http://www.JimStriegel.com

   

Listed by: Jim striegel Team, Real Estate Connections

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Tax Protest Time Coming To An End…

Don’t miss this chance to reduce your tax bill. Many local counties are offering on-line protests which will save you so much time. Make sure you take a moment to look into this before heading down to your local tax office.

Did the appraised value of your property go up? Do you think that value is unfair? If you answered yes to those questions, it’s time to file a protest with your central appraisal district. And don’t delay—protests in many Texas counties are due May 31.

If you have any questions or need assistance, please shoot us a message here and we will be glad to assist you.

The Texas Comptroller of Public Accounts has posted a “Property Taxpayer Remedies” PDF that covers the basics.

The process includes:

Filing a protest with your appraisal district within the designated time period.

Attending an informal hearing to see if your differences can be quickly resolved.

Appearing before an appraisal review board, if your protest is not resolved at the informal hearing.

You’ll need to provide evidence to support your challenge of the appraised value, so give us a call if we can help you out.

For more information about protesting your appraised value, visit the website of the Texas Comptroller of Public Acccounts.

http://www.window.state.tx.us/taxinfo/proptax/protests.htmlUnknown

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Filed under Dallas Real Estate, Dallas Texas REALTOR, Flower Mound, Flower Mound Homes For Sale, Grapevine, Grapevine Texas REALTOR, Highland Village, Interest Rates, Mortgages, Real Estate, Taxes, Texas, Texas Homes For Sale, Texas Real Estate, Uncategorized

Lake Views From Every Room in this Highland Village, Texas Home For Sale


Single Family Home for sale in Highland Village, TX


Overview
Maps
Photos
Description
Neighborhood

$519,900
Single Family Home
Main Features
5 Bedrooms
4 Bathrooms
1 Unit
Interior: 4,949 sqft
Lot: 0.37 acre(s)
Location
3104 Forest Shores Lane
Water views from almost every ro
Highland Village, TX 75077
USA

Jim Striegel

Jim Striegel

(972) 899.0634
JStriegel@Realtor.com
http://www.JimStriegel.com

   

Listed by: Jim Striegel Team, Real Estate Connections

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Filed under Before Buying a House, Dallas Jobs, Dallas Real Estate, Dallas Texas REALTOR, Flower Mound, Flower Mound Homes For Sale, Grapevine, Grapevine Texas REALTOR, Highland Village, Home Decor, Mortgages, Real Estate, Spring, Texas, Texas Homes For Sale, Texas Real Estate, Uncategorized