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Amazing Toll Brothers Home For Sale In Flower Mound, Texas!


Amazing Toll Brothers Home For Sale In Flower Mound, Texas!


Overview
Maps
Photos
Description
Neighborhood
Market Stats

$474,000
Single Family Home
Main Features
3 Bedrooms
4 Bathrooms
1 Unit
Interior: 4,304 sqft
Lot: 0.49 acre(s)
Location
5317 Townsend Drive
Flower Mound, TX 75028
USA
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Jim Striegel

Jim Striegel

(972) 899.0634
JStriegel@Realtor.com
http://www.JimStriegel.com

   

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Choosing The Right Closing Date & Why It’s Important!

Closing Date

If you are buying a home, it is important for you to have a say in choosing your closing date. Selecting the right day can help you avoid spending unnecessary cash and reduce the odds that a deal-delaying mistake is made.

“For most buyers, a home is the most important purchase they’ll make, and the closing is the beginning of it,” says Scott Penner, a real-estate attorney in Milford, Conn.

Mortgage lenders will generally need up to 45 days to approve financing, Penner says. But beyond that, buyers should work with their lenders and agents to find a date that works for all parties. Here are three tips that experts say homebuyers should review before selecting a closing date. (Bing: What are the average closing costs in your state?)

1. Consider month’s end if cash is low
If you’re buying a home and cash flow is an issue, choosing a closing date near the end of the month will reduce the amount of prepaid interest you have to pay, says Shandra Sullivan, a real-estate agent with Solid Source Realty in Atlanta.

Typically, borrowers prepay interest to cover the period from the closing date until month’s end, and then they skip another month before their mortgage payment is due, she says.

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A closing on Jan. 1 requires more prepaid interest than a closing on Jan. 31, so scheduling a later date could help if closing funds are a concern, Sullivan says. However, this is more of a cash-flow strategy rather than a money-saving tactic, she says. “If you’re tight on cash and need to minimize the amount you bring to the closing table, there’s an argument that can be made to wait to close until later in the month,” Penner says.

There is a potential drawback, however. Other buyers will likely schedule their closings at the end of the month for the same cash-flow reasons, causing a rush for lenders, says John Walsh, president of Total Mortgage Services in Milford, Conn.

Article continues below

2-Minute House Hunter: Closing Costs
Real-estate expert Brandi Vanderbeek sheds light on closing costs and how to prepare for them.

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If the mortgage broker is backlogged or there’s a glitch somewhere along the way, the closing could be delayed into the next month. Walsh suggests a compromise: Schedule your closing sometime during the last two weeks of the month. This would cut down on the amount of prepaid interest and still give you enough wiggle room if your closing date is pushed back.

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2. Know when you’re ready to move
Schedule the closing date around the time you are ready to take possession of your new home, Sullivan says.

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For some people, taking possession means moving in. For others, it is when they start renovations on the property, Sullivan says. Either way, she says many buyers make the mistake of scheduling the closing at the end of one month to save on prepaid interest, but then don’t take possession until the middle of the next month.

“There’s no need to pay for a property you’re not utilizing,” Sullivan says. Instead, ensure the closing date is scheduled for when you are physically ready for your home, she says.

Another tip is to coordinate the move-in date with the move-out date of the property you’re leaving. “You won’t have to pay for temporary housing before the move,” Sullivan says.

Renting? Find a great place here
3. Beat the holiday rush
Many owners want to schedule a closing right before a holiday so they can use the down time to move, Walsh says. A better choice is to schedule the closing within a few days of the holiday, not the last business day before, he says.

“I wouldn’t schedule the Wednesday before Thanksgiving. If [because of a delay] you don’t end up closing on that day, you’re not going to close until the following week,” Walsh says.

Read: 6 tips for a painless closing

The same rule applies for Friday deals. “You get this mad rush to close right before those weekends, and many things are done last-minute,” Penner says. More mistakes can occur if people are rushing through their paperwork to beat the Friday deadline, he says.

Instead, Penner suggests setting the closing date for the middle of the week, so that participants aren’t as hurried.

When it comes to selecting the best day to close on a home, it’s important to prioritize time for funding and make moving arrangements. After that, homebuyers should work with their agents and lenders to find a date that’s good for all participants but that allows leeway in case there’s a small delay.
Closing DateClosing Date

Source: Coldwell Banker LLC

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Filed under Before Buying a House, Dallas Real Estate, Dallas Texas REALTOR, Flower Mound, Grapevine, Grapevine Texas REALTOR, Highland Village, Home Decor On A Budget, Home Improvments, Interest Rates, Real Estate, Texas, Texas Homes For Sale, Texas Real Estate, Uncategorized

For homebuyers, bigger is better!

After a five-year hiatus, Americans are buying larger and more expensive homes again, but this time they’re not only being choosy about location, but about function and convenience as well.

Demand for luxury homes is soaring
The number of homes for sale priced at $10 million or higher has more than doubled in some places of the country, according to a study by Coldwell Banker. Predictably, those areas include wealthy enclaves in California such as Beverly Hills, where 19 such homes sold from November 2011 to October 2012. In Santa Barbara, 13 homes priced over $10 million sold during that time period. Other popular spots include Aspen, Colo., and Manhattan.

A separate study by home builder PulteGroup, shows that indeed, people are upsizing again. But aside from location, they are demanding functionality for their money. If they can’t get the access to public transportation, open space, proximity to jobs and recreation they desire, they are planning to add on to their current home.

The study says that 84 percent of homeowners between the ages of 18 and 59 have no plans to downsize their current living arrangements. During the housing boom, buyers sought extravagance, but now they are seeking more practical amenities such as energy efficiency and room to accommodate multiple generations.

Source:

Demand for luxury homes is soaring

Demand for luxury homes is soaring

Keep up with your wealth and mortgages, and follow me on Twitter @JudyMartel.

Read more: http://www.bankrate.com/financing/mortgages/for-homebuyers-bigger-is-better/#ixzz2HL6RISR3
Follow us: @Bankrate on Twitter | Bankrate on Facebook

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Gone To Texas…

Gone To Texas

Texas gained more people than any other state between July 1, 2011, and July 1, 2012, but North Dakota was the fastest-growing state, according to Census Bureau population estimates released today.

North Dakota’s population climbed by 2.17 percent, nearly three times faster than the nation as a whole. Following it was the District of Columbia (2.15 percent), Texas (1.67 percent), Wyoming (1.60 percent), Utah (1.45 percent) and Nevada (1.43 percent).

The United States population increased by 2.3 million from 2011 to 2012, to 313.9 million for an overall growth rate of 0.75 percent.

In the year ending July 1, Texas added the most people (427,400), followed by California (357,500), Florida (235,300), Georgia (107,500) and North Carolina (101,000). Those five states accounted for more than half of the nation’s total growth.

California remained the most populous state, with a population of 38 million. Rounding out the top five were Texas (26.1 million), New York (19.6 million), Florida (19.3 million) and Illinois (12.9 million).

The only states to lose population were Rhode Island (-354 or -0.03 percent) and Vermont (-581 or -0.09 percent).

Since the 2010 Census, Texas has experienced a 3.6 percent growth rate, adding the most people (913,642) for a total population of 26,059,203.

North Dakota was also the fastest growing over the two-year period with a 4 percent growth rate, adding 27,037 people for a total of 699,628.

California added the second most people (787,474), followed by Florida (514,878), Georgia (232,282) and North Carolina (216,602).

Read more here: http://www.star-telegram.com/2012/12/20/4498954/texas-gains-more-in-population.html#storylink=cpy#storylink=cpy

Source: BY STEVE CAMPBELL
sfcampbell@star-telegram.com

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Country Living At Its Best with Room to Roam For You & Your Horses!


Beautiful Home With Country Living with Horse Property Too!


Overview
Maps
Photos
Description

$499,000
Single Family Home
Main Features
4 Bedrooms
5 Bathrooms
1 Unit
Interior: 4,620 sqft
Lot: 3.26 acre(s)
Location
2005 Parker Road
St Paul, TX 75098
USA
To get updates on open home dates and other property events, please click the “Like” button below:


Jim Striegel

Jim Striegel

(972) 899.0634
JStriegel@Realtor.com
http://www.JimStriegel.com

   

Listed by: Jim Striegel Team, Real Estate Connections

Our recent listings

Subscribe to our listing feed

Nearby properties for sale

Powered By RealBird.com

Leave a comment

Filed under Before Buying a House, Dallas Texas REALTOR, Flower Mound, Grapevine Texas REALTOR, Highland Village, Home Decor, Home Decor On A Budget, Home Improvments, Interest Rates, Real Estate, Rentals, Texas, Uncategorized

Fall Spruce Up Your Home Time!

It seems every year, pick a project that we can undertake to improve our home. But somehow this project always becomes an expensive ordeal. One year what started as a need to replace a window in our sun room turned into tearing down the walls and gutting the entire room.

Now that’s not to say I’m not satisfied with the end result (because I am), but I enjoyed seeing an articles that give us ideas for low cost ways to spruce up our home.

Ah, those coveted words that every home owner loves to hear when having to update their home: “low cost.”

Sometimes you get what you pay for but the ideas laid out in this article make good sense. A few of the simple things that you can do include adding an accent paint color to an existing room, using pillows to update old furniture or instead of gutting your kitchen adding a simple element to give it the feel of an upgrade.

A while back, Coldwell Banker gave 10 ideas to help whittle down the list. I think, I’ll forward it to my wife in the hopes that this may save me a couple hundred dollars this spring and a dozen fewer trips to the hardware store.

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Filed under Before Buying a House, Dallas Texas REALTOR, Flower Mound, Gardening, Grapevine Texas REALTOR, Home Decor, Home Decor On A Budget, Lakeside DFW, Open House, Real Estate, Texas, Uncategorized

Mark your calendars for our Laviana of Lantana Open House!

The time has arrived for the “Laviana of Lantana Open House” today & Sunday from 2:00 – 4:00 pm..Food, prizes & More in the Lantana, Texas Community! Take a look at the image for details!

Source: Uploaded by user via Jim on Pinterest

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